Credit union loans you can afford

Home improvements, a new car or borrowing to cover unexpected expenses, at Great Western Credit Union, we have the right personal loan to suit you. Borrow from £100 to £15,000, subject to status.

• Competitive interest rates
• Affordable repayments
• No hidden fees or charges

Personal Loan

£100 to £15,000. APR from 13.90%

A loan that works for you – with fair interest rates, affordable repayments and no hidden charges.

Advantage Loan

£7,500 to £15,000. APR 6.90%

Take advantage of our lowest interest rate on loans from £7,500 to £15,000, if you have an excellent credit score.

Consolidation Loan

£500 to £15,000. APR from 13.90%

Combine your debt into one simple payment with a chance to reduce your monthly payments. No arrangement or early repayment fees.

We’ve been helping local people borrow better for over 20 years

We’ll consider you for a loan, even if you’ve been turned down elsewhere

Our personal loans have a 5-star rating from the Fairbanking Foundation

Your interest benefits local people and neighbourhoods

Check if you are eligible

To apply for a Great Western Credit Union loan, you need to meet the following criteria:

• Age 18+ and live, work or study in the Bristol and Bath region, Gloucestershire, Wiltshire, Somerset or Dorset
• Or you're a UNITE and UNISON member from the South-West, or a tenant of one of our partner housing associations
• You have enough disposable income to meet the loan repayments

Choose how much you would like to borrow

We offer loans from £100 to £15,000, subject to status. Our credit union rates are fixed and depend on the amount you are asking to borrow.

Choose the loan you want to apply for and try the loan calculator to see how much you could borrow and what the loan would cost.

Have your documents ready

You'll need an email address and mobile number to start your application. Make sure you also have your National Insurance number, income details and bank details handy, plus proof of identity.

If you are unable to provide these during your application, you can save at any time and get in touch to discuss your options.

Start your application

Now that you have everything you need, you can get started on your credit union application. It takes about 15 minutes to apply online, and you can save your application at any time and come back to it later.

Need some help?

About Us

Loans & Savings

Useful Info

Great Western Credit Union Ltd. Registered office: 2 York Court, Upper York Street, Bristol BS2 8QF. Registered No. 597C. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference No. 213583. We are members of the Financial Services Compensation Scheme and we subscribe to the Financial Ombudsman Service. Copyright © Great Western Credit Union. All rights reserved